Call Us Today: 612-200-0235

Mohrman, Kaardal & Erickson, P.A.
612-200-0235

Leveling The Playing Field

Between Businesses And The Government

Our Banking And Corporate Law Practice

At Mohrman, Kaardal & Erickson, P.A., our attorneys have substantial experience representing banks and financial institutions. Our lawyers have counseled banks through loan documentation, troubled loans and workouts, bankruptcy and regulatory and compliance issues. Our lawyers have also represented banks and financial institutions in litigation ranging from loan workouts, bankruptcy and state court collection litigation to regulatory litigation. Our lawyers have experience representing banks in the following areas:

  • Loan Workouts, Bankruptcy and State Court Collection Litigation
  • Commercial Lending and Loan Documentation
  • Real Estate and Mortgage Lending
  • Regulations Z and TILA
  • Regulation E and Article 4A of the Uniform Commercial Code
  • Articles 2A, 3, 4, 8 and 9 of the Uniform Commercial Code
  • Regulation C and the Home Mortgage Disclosure Act
  • RESPA and Regulation X
  • Bank Holding Company Act
  • The FDCPA and the FCRA
  • Gramm Leach Bliley, the Bank Secrecy Act, the USA Patriot Act and Anti-Money-Laundering
  • Equal Credit Opportunity Act

Bankruptcy, Workout and Restructuring Practice

Bankruptcy, workout and debt restructuring are unavoidable in today’s business world and is a necessary subset of our banking practice. Mohrman, Kaardal & Erickson, P.A. has extensive experience representing secured lenders and unsecured creditors in all phases of distressed transactions and the use of judicial process to enforce the rights of creditors. The following is a sample of the types of matters that we regularly handle on behalf of creditors:

  • Commercial loan workout negotiations
  • Debt restructuring and loan amendment documentation
  • Foreclosure, replevin, emergency relief and other state court collection litigation
  • Equipment finance disputes
  • Inventory lending disputes
  • Sale and acquisition of distressed assets
  • Distressed real estate
  • All phases of Chapter 11 Bankruptcy proceedings
  • All phases of Chapter 7 Bankruptcy proceedings
  • State court receiverships

Corporate Law Practice

Mohrman, Kaardal & Erickson, P.A. attorneys have handled numerous complex corporate transactional and regulatory commercial law matters in the course of our representation of financial Institutions, insurance companies, and non-publicly traded closely held corporate clients. We regularly assist our corporate clients with a wide variety of transactions, including: the purchase and sale of real & personal property, development agreements, asset purchase agreements, stock purchase agreements, buy-sell agreements for closely held corporate clients, negotiation of contracts with critical vendors, drafting of employment contracts for employees and officers, escrow agreements, stock pledge agreements, and options. We pride ourselves in our intelligent negotiating which helps foster, rather than impede, our client’s objectives while vigilantly protecting our clients from liability.

In addition to assisting our corporate clients with their transactional business needs, we are regularly called upon by corporate clients to assist them in ensuring that their corporate operations and procedures conform with existing law. We have researched, outlined, and presented on numerous regulatory topics to our financial, insurance and closely held corporate clients on many occasions. We regularly assist our closely held corporate clients without in house counsel with the basic regulations which govern their business. We also write opinion letters for our in house counsel corporate clients on complex matters, such as antitrust law or franchise issues when a trusted outside legal opinion is needed. We regularly assist our clients when, despite their best efforts, they run afoul of various state and federal regulations in the states in which they operate. Businesses and business owners often call on us to protect them from governmental overreach. We work to protect their liberty to operate their businesses in the manner they see fit.

In addition to being involved in transactions, our attorneys have litigated complex corporate law issues as well as disputes between shareholders of closely held corporations. We look forward to continuing to assist our clients in growing their businesses and providing intelligent solutions to complex business problems. Contact our law firm today online or by calling 612-200-0235